A Guide to Uber Injury Claims: Legal Actions for Compensation
Uber has changed the way we travel. By simply using the Uber app, a ride is available at your fingertips, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
In this article, what kinds of injuries are most common in Uber accidents, the process of determining fault, and the legal steps involved in pursuing compensation.
Common Uber Injuries
An Uber accident can cause a variety of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Cervical Strain: This neck injury is common in rear-end collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to lawsuit against uber and lyft $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.